Loans & Capital
SME Finance
Working capital and growth funding for growing businesses.
Overview
What it is and how we help
We help small and medium enterprises explore financing for day-to-day operations and growth, matching business needs with suitable options from partner lenders.
Working capitalTerm loansInvoice financing
Key considerations
- Business vintage, turnover and banking history
- Collateral requirements
- Repayment structure aligned with cash flow
- GST and financial statements readiness
Options
SME Finance options
Working capital
Cash-credit, overdraft and short-term limits.
Term loans
Funding for expansion, equipment and capex.
Invoice & supply-chain finance
Unlock cash tied up in receivables.
FAQs
Common questions
What documents are typically needed?
Usually KYC, bank statements, GST returns and financial statements. We'll confirm exactly what's needed — please don't upload documents on this website.
RichHarbor facilitates financing enquiries with partner lenders. All loans are subject to the lender's credit assessment, eligibility and documentation. Submitting an enquiry does not guarantee approval, rates or timelines.