Coming soon on RFin
See your financial picture. Understand what needs attention.
A planned Financial Planning Assistant designed to help users assess their position, identify gaps and organise priorities.
Illustrative financial pyramid
Wealth creation
Long-term growth beyond your core goals, once the foundations below are in place.
Growth
Investments aimed at growing wealth over time, matched to your goals and risk appetite.
Long-term stability
Planning for big goals like retirement and education, with a steady, diversified approach.
Liquidity & safety
An emergency fund and easily accessible savings so short-term needs don't derail long-term plans.
Protection
The base: adequate life and health insurance so your family is protected if something unexpected happens.
The financial pyramid
Five layers, from foundation to growth
FPA is built around a simple idea: strong foundations first. Here's what each layer means in plain language.
- Layer 1
Protection
The base: adequate life and health insurance so your family is protected if something unexpected happens.
- Layer 2
Liquidity & safety
An emergency fund and easily accessible savings so short-term needs don't derail long-term plans.
- Layer 3
Long-term stability
Planning for big goals like retirement and education, with a steady, diversified approach.
- Layer 4
Growth
Investments aimed at growing wealth over time, matched to your goals and risk appetite.
- Layer 5
Wealth creation
Long-term growth beyond your core goals, once the foundations below are in place.
What FPA will help with
- Assess your position — a structured view of protection, savings and investments.
- Identify gaps — highlight areas that may need attention.
- Organise priorities — a clear order of what to look at first.
Is FPA available now?
No — it's in development and will be part of RFin. Register for launch updates to hear when it's ready.
Will FPA give investment advice?
FPA is designed to help you understand your position and priorities. It is not a substitute for personalised advice.
What data will FPA need?
When it launches, FPA will ask for information about your protection, savings and goals, with clear consent. Nothing is collected on this page.