Skip to content
RICH HARBOR

Insurance

Motor Insurance

Mandatory cover and comprehensive protection for your vehicle.

Get motor insurance quote (opens SMC Insurance in a new tab)

You'll be taken to our partner SMC Insurance to compare and buy a policy.

Request a consultation

Cover overview

What it is and how we help

Third-party motor insurance is mandatory in India, and comprehensive cover protects your own vehicle too. We help you compare cover, add-ons and claim support for private and commercial vehicles.

CarTwo-wheelerCommercial

Key considerations

  • Insured declared value (IDV)
  • Add-ons such as zero depreciation, engine protection, roadside assistance
  • No-claim bonus transfer
  • Garage network and claim process

Options

Types of motor cover

Car insurance

Third-party and comprehensive cover for private cars.

Get car insurance quote (opens SMC Insurance in a new tab)

You'll be taken to our partner SMC Insurance to compare and buy a policy.

Two-wheeler insurance

Cover for scooters and motorcycles.

Get two-wheeler insurance quote (opens SMC Insurance in a new tab)

You'll be taken to our partner SMC Insurance to compare and buy a policy.

Commercial vehicle insurance

Cover for taxis, goods carrying vehicles (GCV) and passenger carrying vehicles (PCV).

Get commercial vehicle insurance quote (opens SMC Insurance in a new tab)

You'll be taken to our partner SMC Insurance to compare and buy a policy.

FAQs

Common questions

Can I transfer my no-claim bonus?

Yes, an NCB is linked to you rather than the vehicle and can usually be transferred, subject to insurer rules.

Is third-party cover enough?

It meets the legal requirement, but does not cover damage to your own vehicle. We can explain the trade-offs.

Insurance is the subject matter of solicitation. RichHarbor LLP refers visitors to its partner SMC Insurance Brokers Pvt. Ltd. (IRDAI Composite Broker, Licence No. 289, Reg. code IRDAI/DB-272/04/289, valid till 27/01/2029, CIN U66000DL1995PTC172311), which arranges the policy. Policies are underwritten by the respective insurers. Please read the policy sales brochure carefully before concluding a sale.

Request a motor insurance consultation

Tell us a little about what you need. An advisor will call you to understand your requirement — no obligation.

RFin — in development

Get launch updates

Tell us where you're interested. We'll share relevant updates.