Insurance
Specialised Insurance
Cover for needs that don't fit a standard category.
Get specialised insurance quote (opens SMC Insurance in a new tab)
Request a consultationYou'll be taken to our partner SMC Insurance to compare and buy a policy.
Cover overview
What it is and how we help
Some risks need specialised cover, such as liability, cyber, marine cargo or group employee benefits. Tell us what you need to protect and we'll explain the eligible options available through our partner SMC Insurance.
Business liabilityCyberMarineOther eligible categories
Key considerations
- What exactly needs protection and the realistic exposure
- Contractual or regulatory insurance requirements
- Policy wording, exclusions and limits
Options
Types of specialised cover
Liability
Professional indemnity, public liability, directors & officers.
Cyber
Cover for data breaches and cyber incidents.
Marine & transit
Goods in transit by land, sea or air.
Group benefits
Group health, term and accident cover for employees.
FAQs
Common questions
Can you help with a requirement not listed here?
Share the details in the consultation form; we'll confirm whether an eligible option is available.
Insurance is the subject matter of solicitation. RichHarbor LLP refers visitors to its partner SMC Insurance Brokers Pvt. Ltd. (IRDAI Composite Broker, Licence No. 289, Reg. code IRDAI/DB-272/04/289, valid till 27/01/2029, CIN U66000DL1995PTC172311), which arranges the policy. Policies are underwritten by the respective insurers. Please read the policy sales brochure carefully before concluding a sale.