Insurance
Health Insurance
Cover for medical costs, for you and your family.
You'll be taken to our partner SMC Insurance to compare and buy a policy.
Cover overview
What it is and how we help
Health insurance helps pay for hospitalisation and related medical expenses. We help you understand sum insured, waiting periods, network hospitals and exclusions, so the cover you choose fits how you and your family actually use healthcare.
Key considerations
- Sum insured relative to medical costs in your city
- Waiting periods for pre-existing conditions
- Room-rent limits, co-payment and sub-limits
- Network hospitals and cashless claim process
Options
Types of health cover
Individual plans
A dedicated sum insured for one person.
Family floater
One shared sum insured covering your family members.
Senior citizen plans
Plans designed for older members, with specific terms and waiting periods.
Top-up & super top-up
Additional cover above a deductible, to extend protection cost-effectively.
FAQs
Common questions
Can I port my existing health policy?
Portability is generally available at renewal, subject to the new insurer's underwriting. We can explain the steps.
Are pre-existing conditions covered?
Usually after a waiting period defined in the policy. Always disclose existing conditions accurately.