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RICH HARBOR

Insurance

Property & General Insurance

Protection for your home, business property, travel and more.

Get property insurance quote (opens SMC Insurance in a new tab)

You'll be taken to our partner SMC Insurance to compare and buy a policy.

Request a consultation

Cover overview

What it is and how we help

General insurance covers the things and situations that matter outside life and health: your home and its contents, business premises, travel plans and accidents. We help you understand what each policy covers and where the gaps are.

HomeCommercial propertyTravelPersonal accident

Key considerations

  • Sum insured on reinstatement vs market value
  • Perils covered and key exclusions
  • Deductibles and claim documentation
  • For travel: destination, trip length and medical cover limits

Options

Types of property & general cover

Home insurance

Structure and contents cover against fire, natural perils, burglary and more.

Get property insurance quote (opens SMC Insurance in a new tab)

You'll be taken to our partner SMC Insurance to compare and buy a policy.

Commercial property

Cover for shops, offices, factories and stock.

Get property insurance quote (opens SMC Insurance in a new tab)

You'll be taken to our partner SMC Insurance to compare and buy a policy.

Travel insurance

Medical emergencies, trip cancellation and baggage cover for domestic and international travel.

Get travel insurance quote (opens SMC Insurance in a new tab)

You'll be taken to our partner SMC Insurance to compare and buy a policy.

Personal accident

Benefits for accidental death or disability.

Get general insurance quote (opens SMC Insurance in a new tab)

You'll be taken to our partner SMC Insurance to compare and buy a policy.

FAQs

Common questions

Does home insurance cover tenants?

Tenants can usually insure their contents; the structure is typically insured by the owner.

Do I need travel insurance for domestic trips?

It's optional, but can be useful for cancellations, medical emergencies and baggage loss.

Insurance is the subject matter of solicitation. RichHarbor LLP refers visitors to its partner SMC Insurance Brokers Pvt. Ltd. (IRDAI Composite Broker, Licence No. 289, Reg. code IRDAI/DB-272/04/289, valid till 27/01/2029, CIN U66000DL1995PTC172311), which arranges the policy. Policies are underwritten by the respective insurers. Please read the policy sales brochure carefully before concluding a sale.

Request a property & general insurance consultation

Tell us a little about what you need. An advisor will call you to understand your requirement — no obligation.

RFin — in development

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