Risk Disclosure

Unlisted and private-market securities

Unlisted shares are illiquid and may be subject to transfer restrictions. Exits are uncertain, a listing is not guaranteed, prices can be volatile and you could lose some or all of your investment. Invest only after understanding these risks.

Information available about unlisted companies is limited compared with listed companies. Indicative prices are not exchange prices.

Past performance is not indicative of future results.

Insurance

Insurance products have terms, exclusions and waiting periods. Read the policy wording before buying.

Borrowing

Borrowing creates repayment obligations. Missing repayments can affect your credit record and may result in loss of collateral.