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Announcing $50M in funding

Loans & Structured Credit Solutions

Access retail, SME, and corporate loan products through a structured execution platform designed for speed, transparency, and scalability.

OVERVIEW

Financing Solutions Across Every Stage

Richharbor facilitates access to a broad range of business and personal loans. Whether you need working capital loans for your enterprise or a home loan India or personal loan India for individual needs, we connect you with banks, NBFCs, and institutional lenders. We focus on requirement mapping, documentation coordination, and execution support — not advisory.

Expert Services from Industry Leaders

We have tied up with top financial partners to bring you the best funding options tailored to your needs.

Comprehensive Loan Solutions

Providing a wide range of loan products through India's largest loan distributor network.

  • Home Loans
  • Business Loans
  • Loan Against Property
  • Personal Loans

Capital for Startups

Non-dilutive growth capital for companies with recurring revenue streams.

  • Recurring Revenue Financing
  • Up to ₹10 Crore Funding
  • Fast 48h Disbursal
  • No Collateral

Revenue-Based Financing

Data-driven funding for eCommerce and D2C brands to fuel growth.

  • Marketing Spend Capital
  • Inventory Financing
  • Flexible Repayment
  • Founder-Friendly

Retail Credit Solutions

Accessible retail loans helping individuals and small businesses bridge financial gaps.

  • Retail Loans
  • Credit Solutions
  • Simplified Process
  • Quick Approval
LOAN PRODUCTS

Loan Products Offered

Retail Loans

Flexible Financing

Comprehensive personal financing solutions tailored for your individual needs and milestones.

Home Loans
Personal Loans
Education Loans
Vehicle & Car Loans
Gold Loans
Loan Against Property
Apply Now

Business & SME Loans

Flexible Financing

Fuel your business growth with capital for expansion, inventory, or working capital needs.

Business Loans
MSME Loans
Mudra Loans
Term Loans
Working Capital Loans
Machinery Loans
Apply Now

Structured & Corporate Credit

Flexible Financing

Advanced credit facilities and structured financing for large-scale corporate requirements.

Revenue Based Financing (RBF)
Fixed Term Loans (FTL)
Anchor-Backed Vendor / Channel Financing
Construction Funding
Project Finance
Apply Now
INVESTMENT THESIS

Why Choose Richharbor for Loans

Richharbor simplifies the borrowing journey by providing a unified platform to access diverse lending solutions, ensuring speed, transparency, and optimal financing terms for every need.

  • Access to multiple lenders through one platform
  • Faster evaluation and execution
  • Transparent process and documentation
  • Product-agnostic lender matching
  • Partner-friendly payout model
EMI Calculator

Calculate Your Monthly EMI

Plan your loan repayment with our easy-to-use calculator. Adjust the amount and tenure to see your monthly payments.

5,00,000
₹50,000₹50,00,000
3 Years
1 Year10 Years
11.5%
8%24%
Monthly EMI
0

For 36 months

Total Interest

0

Total Amount Payable

0

PrincipalInterest
84.2%15.8%

How the Loan Process Works

Simple, transparent, and secure process to get started.

1

Requirement Submission

Share your loan requirement and basic eligibility details.

2

Lender Mapping & Evaluation

Suitable lenders are identified based on product and profile fit.

3

Documentation & Approval

Application processing, documentation, and credit evaluation.

4

Disbursement

Loan disbursal directly from lender to borrower.

0+

Businesses Funded

$0.0B

Total Loans Disbursed

0%

Customer Satisfaction

0h

Average Funding Time

Questions? We've got answers

Can Richharbor guarantee loan approval?

How long does loan processing take?

Does Richharbor charge borrowers?

Need Financing for Personal or Business Needs?

Submit your requirement for a structured loan evaluation.

Regulatory & Risk Disclosure

Loan approvals, interest rates, and terms are solely determined by the respective lender. Richharbor does not guarantee approvals, rates, or timelines and does not act as a credit advisor.