Insurance
Life Insurance
Financial protection for the people who depend on you.
You'll be taken to our partner SMC Insurance to compare and buy a policy.
Cover overview
What it is and how we help
Life insurance pays a benefit to your nominees if something happens to you, helping your family manage expenses, loans and long-term goals. We help you compare cover types and choose a level of protection that fits your situation.
Key considerations
- How much cover your dependants would need (income, liabilities, goals)
- Policy term and premium payment term
- Accurate disclosure of health and lifestyle details
- Claim settlement process and nominee details
Options
Choose a life insurance plan
Term Insurance
Pure protection for your family
Explore term insuranceYou'll be taken to our partner SMC Insurance to compare and buy a policy.
Savings Plans
Guaranteed and endowment plans
Explore savings plansYou'll be taken to our partner SMC Insurance to compare and buy a policy.
Investment Plans
ULIPs and market-linked plans
Explore investment plansYou'll be taken to our partner SMC Insurance to compare and buy a policy.
FAQs
Common questions
How much life cover do I need?
A common starting point is a multiple of annual income plus outstanding loans and future goals. Our team can walk you through a needs-based estimate.
Do you charge for a consultation?
No. Requesting a consultation is free and places you under no obligation to buy.
Who issues the policy?
Policies are issued and underwritten by the respective insurance company and arranged by our partner SMC Insurance Brokers Pvt. Ltd. RichHarbor is a referral partner and refers you to SMC Insurance.